Business and freelance

Freelancer Hourly Rate Calculator

Translate a take-home income goal into a sustainable hourly rate by allowing for business expenses, estimated tax, non-billable time and a safety buffer.

Last reviewed: August 23, 2026 · Free to use · No registration

Interactive tool

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Your estimate

Results

Enter your details and select Calculate to see a clear result breakdown.

Before using the estimate

Important considerations

  • Tax systems differ and may not apply a single flat percentage.
  • Include holidays, sickness, administration and sales time in your billable estimate.
  • Market demand and client value also influence the rate you can charge.
Common questions

Freelancer Hourly Rate Calculator FAQs

What is billable-time percentage?

It is the share of working time that can actually be charged to clients after administration, sales and other non-billable work.

Why include a safety buffer?

It can help cover payment delays, unplanned downtime, scope changes and future investment.

Is the tax estimate precise?

No. It is a planning allowance, not a tax calculation; use professional or official guidance for your circumstances.