Personal finance

Purchasing Power Calculator

See how a constant rate of inflation may reduce what a fixed amount can buy, and estimate the future amount needed to preserve equivalent purchasing power.

Last reviewed: August 23, 2026 · Free to use · No registration

Interactive tool

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Your estimate

Results

Enter your details and select Calculate to see a clear result breakdown.

Before using the estimate

Important considerations

  • The calculation assumes constant inflation.
  • Personal inflation can differ from a national price index.
  • Investment returns or interest earned on the money are not included.
Common questions

Purchasing Power Calculator FAQs

Why does purchasing power fall when prices rise?

A fixed amount buys fewer goods and services when their prices increase.

How is this different from the Inflation Calculator?

Inflation projects the future price of an item; purchasing power discounts a fixed future amount back into today’s buying power.

Can purchasing power increase?

A negative inflation rate would imply deflation, but this tool focuses on non-negative inflation scenarios.